First Home Buyers

At Capitalise Money, we're Finance & Mortgage Brokers helping clients Australia-wide access Home Loan Options, First Home Owner Grants and Incentives

Rated 5 from 4 Reviews

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Understand the Home Loan types, grants and incentives to get into your First Home sooner

Buying your first home in Australia is an exciting yet daunting step. It's a journey that requires navigating a labyrinth of financial decisions, loan options, and governmental policies. That’s where Capitalise Money comes into play, making this critical moment as seamless as possible for first home buyers. Our expertise is designed to arm you with the knowledge needed to make informed decisions, ensuring that the path to your dream home is as smooth and straightforward as possible.

For first home buyers, understanding the market conditions, available grants, and the various Home Loan options and products can be overwhelming. Capitalise Money stands out by providing customised advice that considers your unique financial situation. By choosing us, you are not just gaining a service provider; you are teaming up with a partner who prioritises your needs and dreams. We guide you through each step, from understanding how much you can borrow to choosing the right loan for you.

Moreover, Capitalise Money offers invaluable insights into the specific challenges and opportunities that first home buyers in Australia face. Whether it’s maximising government grants or negotiating the best Home Loan rates, our goal is to put you in the strongest possible position to secure your first home. Our dedicated team stays updated with the latest market trends and policies affecting first home buyers, ensuring you receive advice that's not just accurate, but also incredibly relevant.

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Buying your First Home

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your loan draws-down and you're good to go!

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Sam - Hills Building Maintenance

I’ve been using my mortgage broker for almost 20 years who couldn’t get my recent loan across the line. I was referred to use Trent who was able to get me an approval using his contacts within the industry. His knowledge is excellent and his service was first class.

CM

Callum McKenzie

Trent provided exceptional service throughout my construction loan process, demonstrating expertise and making it stress free.

DR

Daniel Russo

Trent's dedication and knowledge was apparent in his attention to detail and proactive communication. He went above and beyond to ensure we understood all aspects of the loan, from interest rates to repayment options, empowering us to make informed decisions about our financial future

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

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