Construction Loans

At Capitalise Money, we're Finance & Mortgage Brokers helping clients Australia-wide fund their new build or renovation with a Construction Loan

Rated 5 from 4 Reviews

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Finance your new build, upgrade or renovation with a Construction Loan

Securing a Construction Loan is an essential step for those aiming to construct their dream home or embark on a substantial renovation. Such loans are tailored to disburse funding in phases, aligning with your project's progress, rather than providing a full sum from the start. The process of acquiring a Construction Loan can be intricate, involving not just a thorough assessment of your financial standing, but also a detailed understanding of your construction plans by the lenders prior to approval. Our role is to demystify this process for you, ensuring that you're fully prepared with the necessary documentation before you apply, thereby accelerating your project's commencement.

Construction Loans are distinct from other loan types, with disbursements made directly to your builders and suppliers as each construction phase completes. This setup means that your interest payments are limited to the amount drawn down, not the total loan amount. Grasping the operational nuances of construction loans and their benefits for your building or renovation project is crucial, and our expertise is at your disposal to ensure you're well-informed and choose the most suitable Construction Loan.

As a proud affiliate of the Mortgage and Finance Association of Australia, we offer our Construction Loan assistance nationwide. Whether it's a build from scratch or a significant renovation, our knowledgeable team is equipped to navigate you through the selection process, ensuring your construction dreams are realised efficiently and effectively.

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Sam - Hills Building Maintenance

I’ve been using my mortgage broker for almost 20 years who couldn’t get my recent loan across the line. I was referred to use Trent who was able to get me an approval using his contacts within the industry. His knowledge is excellent and his service was first class.

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Callum McKenzie

Trent provided exceptional service throughout my construction loan process, demonstrating expertise and making it stress free.

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Daniel Russo

Trent's dedication and knowledge was apparent in his attention to detail and proactive communication. He went above and beyond to ensure we understood all aspects of the loan, from interest rates to repayment options, empowering us to make informed decisions about our financial future

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

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